Market Overview
Home Prices in Surry, VA
The median home value in Surry, VA is $318,529 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.6% compared to a year ago and up 1.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Surry are priced22% below average.
Over the past five years, Surry home values have risen by approximately13.5%, reflecting steady appreciation in this market.
Price History
Surry Home Price Trend
2020
$239,901
$240K
—
2021
$280,563
$281K
+16.9%
2022
$293,866
$294K
+4.7%
2023
$306,919
$307K
+4.4%
2024
$316,701
$317K
+3.2%
2025
$320,456
$320K
+1.2%
2026
$318,529
$319K
-0.6%
City Comparison
Surry vs. National Median
🏠 Surry
$318,529
National Median
$410,000
At $318,529, homes in Surry cost 22% below the national median of $410,000. This makes Surry a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Surry?
20% Down Payment
$63,706
on $318,529
Monthly P&I
$1,661/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,109/mo
incl. taxes & insurance
Income Needed
$84,360
gross annual (30% rule)
10% Down Option
$31,853
+ PMI applies
Loan Amount (20% dn)
$254,823
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Surry, VA?
The median home value in Surry is $318,529 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.6% year-over-year.
How much have home prices changed in Surry?
Over the past year, home values in Surry have decreased by 0.6%. Over five years, prices have risen approximately 13.5%.
How much do I need to earn to buy a home in Surry?
To comfortably afford the median home price of $318,529 with a 20% down payment ($63,706) at today's rates (6.8%), you'd need a gross annual income of approximately $84,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Surry compare to the national average home price?
The national median home value is approximately $410,000. At $318,529, homes in Surry are 22% below the national average.