Market Overview
Home Prices in Swoope, VA
The median home value in Swoope, VA is $384,511 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7% compared to a year ago and up 3.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Swoope are priced6% below average. Swoope is part of the Staunton, VA metro area.
Over the past five years, Swoope home values have risen by approximately22.4%, reflecting strong long-term appreciation in this market.
Price History
Swoope Home Price Trend
2020
$277,029
$277K
—
2021
$314,206
$314K
+13.4%
2022
$346,964
$347K
+10.4%
2023
$329,905
$330K
-4.9%
2024
$347,652
$348K
+5.4%
2025
$359,349
$359K
+3.4%
2026
$384,511
$385K
+7.0%
City Comparison
Swoope vs. National Median
🏠 Swoope
$384,511
National Median
$410,000
At $384,511, homes in Swoope cost 6% below the national median of $410,000. This makes Swoope a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Swoope?
20% Down Payment
$76,902
on $384,511
Monthly P&I
$2,005/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,546/mo
incl. taxes & insurance
Income Needed
$101,840
gross annual (30% rule)
10% Down Option
$38,451
+ PMI applies
Loan Amount (20% dn)
$307,609
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Swoope, VA?
The median home value in Swoope is $384,511 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7% year-over-year.
How much have home prices changed in Swoope?
Over the past year, home values in Swoope have increased by 7%. Over five years, prices have risen approximately 22.4%.
How much do I need to earn to buy a home in Swoope?
To comfortably afford the median home price of $384,511 with a 20% down payment ($76,902) at today's rates (6.8%), you'd need a gross annual income of approximately $101,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Swoope compare to the national average home price?
The national median home value is approximately $410,000. At $384,511, homes in Swoope are 6% below the national average.
What metro area is Swoope part of?
Swoope is part of the Staunton, VA metropolitan area. Home prices and market conditions can vary across the broader metro region.