Market Overview
Home Prices in Toms Brook, VA
The median home value in Toms Brook, VA is $357,270 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3% compared to a year ago and down 1.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Toms Brook are priced13% below average.
Over the past five years, Toms Brook home values have risen by approximately25.7%, reflecting strong long-term appreciation in this market.
Price History
Toms Brook Home Price Trend
2020
$238,310
$238K
—
2021
$284,112
$284K
+19.2%
2022
$316,555
$317K
+11.4%
2023
$327,289
$327K
+3.4%
2024
$351,345
$351K
+7.4%
2025
$346,815
$347K
-1.3%
2026
$357,270
$357K
+3.0%
City Comparison
Toms Brook vs. National Median
🏠 Toms Brook
$357,270
National Median
$410,000
At $357,270, homes in Toms Brook cost 13% below the national median of $410,000. This makes Toms Brook a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Toms Brook?
20% Down Payment
$71,454
on $357,270
Monthly P&I
$1,863/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,366/mo
incl. taxes & insurance
Income Needed
$94,640
gross annual (30% rule)
10% Down Option
$35,727
+ PMI applies
Loan Amount (20% dn)
$285,816
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Toms Brook, VA?
The median home value in Toms Brook is $357,270 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3% year-over-year.
How much have home prices changed in Toms Brook?
Over the past year, home values in Toms Brook have increased by 3%. Over five years, prices have risen approximately 25.7%.
How much do I need to earn to buy a home in Toms Brook?
To comfortably afford the median home price of $357,270 with a 20% down payment ($71,454) at today's rates (6.8%), you'd need a gross annual income of approximately $94,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Toms Brook compare to the national average home price?
The national median home value is approximately $410,000. At $357,270, homes in Toms Brook are 13% below the national average.