Market Overview
Home Prices in Topping, VA
The median home value in Topping, VA is $379,190 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.6% compared to a year ago and up 2.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Topping are priced8% below average.
Over the past five years, Topping home values have risen by approximately31.5%, reflecting strong long-term appreciation in this market.
Price History
Topping Home Price Trend
2020
$235,302
$235K
—
2021
$288,346
$288K
+22.5%
2022
$334,932
$335K
+16.2%
2023
$346,411
$346K
+3.4%
2024
$364,113
$364K
+5.1%
2025
$373,312
$373K
+2.5%
2026
$379,190
$379K
+1.6%
City Comparison
Topping vs. National Median
🏠 Topping
$379,190
National Median
$410,000
At $379,190, homes in Topping cost 8% below the national median of $410,000. This makes Topping a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Topping?
20% Down Payment
$75,838
on $379,190
Monthly P&I
$1,978/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,512/mo
incl. taxes & insurance
Income Needed
$100,480
gross annual (30% rule)
10% Down Option
$37,919
+ PMI applies
Loan Amount (20% dn)
$303,352
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Topping, VA?
The median home value in Topping is $379,190 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.6% year-over-year.
How much have home prices changed in Topping?
Over the past year, home values in Topping have increased by 1.6%. Over five years, prices have risen approximately 31.5%.
How much do I need to earn to buy a home in Topping?
To comfortably afford the median home price of $379,190 with a 20% down payment ($75,838) at today's rates (6.8%), you'd need a gross annual income of approximately $100,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Topping compare to the national average home price?
The national median home value is approximately $410,000. At $379,190, homes in Topping are 8% below the national average.