Market Overview
Home Prices in Victoria, VA
The median home value in Victoria, VA is $143,231 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.3% compared to a year ago and up 1.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Victoria are priced65% below average.
Over the past five years, Victoria home values have risen by approximately20.4%, reflecting strong long-term appreciation in this market.
Price History
Victoria Home Price Trend
2020
$101,325
$101K
—
2021
$118,983
$119K
+17.4%
2022
$128,272
$128K
+7.8%
2023
$133,756
$134K
+4.3%
2024
$135,088
$135K
+1.0%
2025
$137,337
$137K
+1.7%
2026
$143,231
$143K
+4.3%
City Comparison
Victoria vs. National Median
🏠 Victoria
$143,231
National Median
$410,000
At $143,231, homes in Victoria cost 65% below the national median of $410,000. This makes Victoria a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Victoria?
20% Down Payment
$28,646
on $143,231
Monthly P&I
$747/mo
30-yr @ 6.8%
Total Monthly Est.
~$949/mo
incl. taxes & insurance
Income Needed
$37,960
gross annual (30% rule)
10% Down Option
$14,323
+ PMI applies
Loan Amount (20% dn)
$114,585
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Victoria, VA?
The median home value in Victoria is $143,231 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.3% year-over-year.
How much have home prices changed in Victoria?
Over the past year, home values in Victoria have increased by 4.3%. Over five years, prices have risen approximately 20.4%.
How much do I need to earn to buy a home in Victoria?
To comfortably afford the median home price of $143,231 with a 20% down payment ($28,646) at today's rates (6.8%), you'd need a gross annual income of approximately $37,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Victoria compare to the national average home price?
The national median home value is approximately $410,000. At $143,231, homes in Victoria are 65% below the national average.