📍 Warm Springs, VA · Zillow ZHVI · July 2026

Average Home Price in
Warm Springs, VA

Bath County County

Median Home Value
$246,597
↑ 5.2% year-over-year
vs. National Median
$410,000
Warm Springs is 40% below
Est. Monthly Payment
$1,286/mo
20% down · 6.8% rate
Income Needed
$65K
gross annual (30% rule)
Median Home Value
$246,597
↑ 5.2% year-over-year

Down Payment (20%)$49,319
Monthly P&I$1,286/mo
With Taxes & Ins.~$1,633/mo
Income Needed$65,320/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Warm Springs, VA

The median home value in Warm Springs, VA is $246,597 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.2% compared to a year ago and down 0.2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Warm Springs are priced40% below average.

Over the past five years, Warm Springs home values have risen by approximately14.7%, reflecting steady appreciation in this market.

City Comparison

Warm Springs vs. National Median

🏠 Warm Springs
$246,597
National Median
$410,000

At $246,597, homes in Warm Springs cost 40% below the national median of $410,000. This makes Warm Springs a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Warm Springs?

20% Down Payment
$49,319
on $246,597
Monthly P&I
$1,286/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,633/mo
incl. taxes & insurance
Income Needed
$65,320
gross annual (30% rule)
10% Down Option
$24,660
+ PMI applies
Loan Amount (20% dn)
$197,278
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Warm Springs, VA?
The median home value in Warm Springs is $246,597 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.2% year-over-year.
How much have home prices changed in Warm Springs?
Over the past year, home values in Warm Springs have increased by 5.2%. Over five years, prices have risen approximately 14.7%.
How much do I need to earn to buy a home in Warm Springs?
To comfortably afford the median home price of $246,597 with a 20% down payment ($49,319) at today's rates (6.8%), you'd need a gross annual income of approximately $65,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Warm Springs compare to the national average home price?
The national median home value is approximately $410,000. At $246,597, homes in Warm Springs are 40% below the national average.