📍 Water View, VA · Zillow ZHVI · July 2026

Average Home Price in
Water View, VA

Middlesex County County

Median Home Value
$323,381
↑ 1.5% year-over-year
vs. National Median
$410,000
Water View is 21% below
Est. Monthly Payment
$1,687/mo
20% down · 6.8% rate
Income Needed
$86K
gross annual (30% rule)
Median Home Value
$323,381
↑ 1.5% year-over-year

Down Payment (20%)$64,676
Monthly P&I$1,687/mo
With Taxes & Ins.~$2,142/mo
Income Needed$85,680/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Water View, VA

The median home value in Water View, VA is $323,381 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.5% compared to a year ago and up 2.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Water View are priced21% below average.

Over the past five years, Water View home values have risen by approximately33.2%, reflecting strong long-term appreciation in this market.

City Comparison

Water View vs. National Median

🏠 Water View
$323,381
National Median
$410,000

At $323,381, homes in Water View cost 21% below the national median of $410,000. This makes Water View a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Water View?

20% Down Payment
$64,676
on $323,381
Monthly P&I
$1,687/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,142/mo
incl. taxes & insurance
Income Needed
$85,680
gross annual (30% rule)
10% Down Option
$32,338
+ PMI applies
Loan Amount (20% dn)
$258,705
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Water View, VA?
The median home value in Water View is $323,381 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.5% year-over-year.
How much have home prices changed in Water View?
Over the past year, home values in Water View have increased by 1.5%. Over five years, prices have risen approximately 33.2%.
How much do I need to earn to buy a home in Water View?
To comfortably afford the median home price of $323,381 with a 20% down payment ($64,676) at today's rates (6.8%), you'd need a gross annual income of approximately $85,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Water View compare to the national average home price?
The national median home value is approximately $410,000. At $323,381, homes in Water View are 21% below the national average.