Market Overview
Home Prices in West Point, VA
The median home value in West Point, VA is $344,394 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.8% compared to a year ago and up 2% from two years prior.
Compared to the U.S. national median of $410,000, homes in West Point are priced16% below average. West Point is part of the Richmond, VA metro area.
Over the past five years, West Point home values have risen by approximately32.3%, reflecting strong long-term appreciation in this market.
Price History
West Point Home Price Trend
City Comparison
West Point vs. National Median
At $344,394, homes in West Point cost 16% below the national median of $410,000. This makes West Point a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in West Point?
20% Down Payment
$68,879
on $344,394
Monthly P&I
$1,796/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,281/mo
incl. taxes & insurance
Income Needed
$91,240
gross annual (30% rule)
10% Down Option
$34,439
+ PMI applies
Loan Amount (20% dn)
$275,515
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in West Point, VA?
The median home value in West Point is $344,394 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.8% year-over-year.
How much have home prices changed in West Point?
Over the past year, home values in West Point have increased by 3.8%. Over five years, prices have risen approximately 32.3%.
How much do I need to earn to buy a home in West Point?
To comfortably afford the median home price of $344,394 with a 20% down payment ($68,879) at today's rates (6.8%), you'd need a gross annual income of approximately $91,240. This assumes keeping total housing costs at or below 30% of gross income.
How does West Point compare to the national average home price?
The national median home value is approximately $410,000. At $344,394, homes in West Point are 16% below the national average.
What metro area is West Point part of?
West Point is part of the Richmond, VA metropolitan area. Home prices and market conditions can vary across the broader metro region.