Market Overview
Home Prices in White Stone, VA
The median home value in White Stone, VA is $555,697 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.2% compared to a year ago and up 2.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in White Stone are priced36% above average.
Over the past five years, White Stone home values have risen by approximately23.7%, reflecting strong long-term appreciation in this market.
Price History
White Stone Home Price Trend
2020
$359,950
$360K
—
2021
$449,159
$449K
+24.8%
2022
$500,661
$501K
+11.5%
2023
$504,286
$504K
+0.7%
2024
$519,411
$519K
+3.0%
2025
$533,227
$533K
+2.7%
2026
$555,697
$556K
+4.2%
City Comparison
White Stone vs. National Median
🏠 White Stone
$555,697
National Median
$410,000
At $555,697, homes in White Stone cost 36% above the national median of $410,000. Buyers in White Stone should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in White Stone?
20% Down Payment
$111,139
on $555,697
Monthly P&I
$2,898/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,680/mo
incl. taxes & insurance
Income Needed
$147,200
gross annual (30% rule)
10% Down Option
$55,570
+ PMI applies
Loan Amount (20% dn)
$444,558
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in White Stone, VA?
The median home value in White Stone is $555,697 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.2% year-over-year.
How much have home prices changed in White Stone?
Over the past year, home values in White Stone have increased by 4.2%. Over five years, prices have risen approximately 23.7%.
How much do I need to earn to buy a home in White Stone?
To comfortably afford the median home price of $555,697 with a 20% down payment ($111,139) at today's rates (6.8%), you'd need a gross annual income of approximately $147,200. This assumes keeping total housing costs at or below 30% of gross income.
How does White Stone compare to the national average home price?
The national median home value is approximately $410,000. At $555,697, homes in White Stone are 36% above the national average.