Market Overview
Home Prices in Wirtz, VA
The median home value in Wirtz, VA is $443,611 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.3% compared to a year ago and up 3.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Wirtz are priced8% above average. Wirtz is part of the Roanoke, VA metro area.
Over the past five years, Wirtz home values have risen by approximately31.2%, reflecting strong long-term appreciation in this market.
Price History
Wirtz Home Price Trend
2020
$284,638
$285K
—
2021
$338,205
$338K
+18.8%
2022
$381,148
$381K
+12.7%
2023
$395,524
$396K
+3.8%
2024
$420,329
$420K
+6.3%
2025
$433,765
$434K
+3.2%
2026
$443,611
$444K
+2.3%
City Comparison
Wirtz vs. National Median
🏠 Wirtz
$443,611
National Median
$410,000
At $443,611, homes in Wirtz cost 8% above the national median of $410,000. Buyers in Wirtz should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Wirtz?
20% Down Payment
$88,722
on $443,611
Monthly P&I
$2,314/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,939/mo
incl. taxes & insurance
Income Needed
$117,560
gross annual (30% rule)
10% Down Option
$44,361
+ PMI applies
Loan Amount (20% dn)
$354,889
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Wirtz, VA?
The median home value in Wirtz is $443,611 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.3% year-over-year.
How much have home prices changed in Wirtz?
Over the past year, home values in Wirtz have increased by 2.3%. Over five years, prices have risen approximately 31.2%.
How much do I need to earn to buy a home in Wirtz?
To comfortably afford the median home price of $443,611 with a 20% down payment ($88,722) at today's rates (6.8%), you'd need a gross annual income of approximately $117,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Wirtz compare to the national average home price?
The national median home value is approximately $410,000. At $443,611, homes in Wirtz are 8% above the national average.
What metro area is Wirtz part of?
Wirtz is part of the Roanoke, VA metropolitan area. Home prices and market conditions can vary across the broader metro region.