📍 Birchwood, WI · Zillow ZHVI · July 2026

Average Home Price in
Birchwood, WI

Washburn County County

Median Home Value
$355,433
↑ 3% year-over-year
vs. National Median
$410,000
Birchwood is 13% below
Est. Monthly Payment
$1,854/mo
20% down · 6.8% rate
Income Needed
$94K
gross annual (30% rule)
Median Home Value
$355,433
↑ 3% year-over-year

Down Payment (20%)$71,087
Monthly P&I$1,854/mo
With Taxes & Ins.~$2,355/mo
Income Needed$94,200/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Birchwood, WI

The median home value in Birchwood, WI is $355,433 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3% compared to a year ago and up 4.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Birchwood are priced13% below average.

Over the past five years, Birchwood home values have risen by approximately33.3%, reflecting strong long-term appreciation in this market.

City Comparison

Birchwood vs. National Median

🏠 Birchwood
$355,433
National Median
$410,000

At $355,433, homes in Birchwood cost 13% below the national median of $410,000. This makes Birchwood a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Birchwood?

20% Down Payment
$71,087
on $355,433
Monthly P&I
$1,854/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,355/mo
incl. taxes & insurance
Income Needed
$94,200
gross annual (30% rule)
10% Down Option
$35,543
+ PMI applies
Loan Amount (20% dn)
$284,346
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Birchwood, WI?
The median home value in Birchwood is $355,433 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3% year-over-year.
How much have home prices changed in Birchwood?
Over the past year, home values in Birchwood have increased by 3%. Over five years, prices have risen approximately 33.3%.
How much do I need to earn to buy a home in Birchwood?
To comfortably afford the median home price of $355,433 with a 20% down payment ($71,087) at today's rates (6.8%), you'd need a gross annual income of approximately $94,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Birchwood compare to the national average home price?
The national median home value is approximately $410,000. At $355,433, homes in Birchwood are 13% below the national average.