Market Overview
Home Prices in Black Earth, WI
The median home value in Black Earth, WI is $393,708 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.1% compared to a year ago and up 0.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Black Earth are priced4% below average. Black Earth is part of the Madison, WI metro area.
Over the past five years, Black Earth home values have risen by approximately24.6%, reflecting strong long-term appreciation in this market.
Price History
Black Earth Home Price Trend
City Comparison
Black Earth vs. National Median
At $393,708, homes in Black Earth cost 4% below the national median of $410,000. This makes Black Earth a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Black Earth?
20% Down Payment
$78,742
on $393,708
Monthly P&I
$2,053/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,607/mo
incl. taxes & insurance
Income Needed
$104,280
gross annual (30% rule)
10% Down Option
$39,371
+ PMI applies
Loan Amount (20% dn)
$314,966
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Black Earth, WI?
The median home value in Black Earth is $393,708 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.1% year-over-year.
How much have home prices changed in Black Earth?
Over the past year, home values in Black Earth have increased by 3.1%. Over five years, prices have risen approximately 24.6%.
How much do I need to earn to buy a home in Black Earth?
To comfortably afford the median home price of $393,708 with a 20% down payment ($78,742) at today's rates (6.8%), you'd need a gross annual income of approximately $104,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Black Earth compare to the national average home price?
The national median home value is approximately $410,000. At $393,708, homes in Black Earth are 4% below the national average.
What metro area is Black Earth part of?
Black Earth is part of the Madison, WI metropolitan area. Home prices and market conditions can vary across the broader metro region.