Market Overview
Home Prices in Cambria, WI
The median home value in Cambria, WI is $288,301 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.4% compared to a year ago and up 9.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cambria are priced30% below average. Cambria is part of the Madison, WI metro area.
Over the past five years, Cambria home values have risen by approximately50.7%, reflecting strong long-term appreciation in this market.
Price History
Cambria Home Price Trend
City Comparison
Cambria vs. National Median
At $288,301, homes in Cambria cost 30% below the national median of $410,000. This makes Cambria a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cambria?
20% Down Payment
$57,660
on $288,301
Monthly P&I
$1,504/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,910/mo
incl. taxes & insurance
Income Needed
$76,400
gross annual (30% rule)
10% Down Option
$28,830
+ PMI applies
Loan Amount (20% dn)
$230,641
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cambria, WI?
The median home value in Cambria is $288,301 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.4% year-over-year.
How much have home prices changed in Cambria?
Over the past year, home values in Cambria have increased by 10.4%. Over five years, prices have risen approximately 50.7%.
How much do I need to earn to buy a home in Cambria?
To comfortably afford the median home price of $288,301 with a 20% down payment ($57,660) at today's rates (6.8%), you'd need a gross annual income of approximately $76,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Cambria compare to the national average home price?
The national median home value is approximately $410,000. At $288,301, homes in Cambria are 30% below the national average.
What metro area is Cambria part of?
Cambria is part of the Madison, WI metropolitan area. Home prices and market conditions can vary across the broader metro region.