📍 Cedarburg, WI · Zillow ZHVI · July 2026

Average Home Price in
Cedarburg, WI

Milwaukee-Waukesha, WI metro area · Ozaukee County County

Median Home Value
$575,765
↑ 5.2% year-over-year
vs. National Median
$410,000
Cedarburg is 40% above
Est. Monthly Payment
$3,003/mo
20% down · 6.8% rate
Income Needed
$153K
gross annual (30% rule)
Median Home Value
$575,765
↑ 5.2% year-over-year

Down Payment (20%)$115,153
Monthly P&I$3,003/mo
With Taxes & Ins.~$3,814/mo
Income Needed$152,560/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Cedarburg, WI

The median home value in Cedarburg, WI is $575,765 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.2% compared to a year ago and up 2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Cedarburg are priced40% above average. Cedarburg is part of the Milwaukee-Waukesha, WI metro area.

Over the past five years, Cedarburg home values have risen by approximately26.4%, reflecting strong long-term appreciation in this market.

City Comparison

Cedarburg vs. National Median

🏠 Cedarburg
$575,765
National Median
$410,000

At $575,765, homes in Cedarburg cost 40% above the national median of $410,000. Buyers in Cedarburg should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Cedarburg?

20% Down Payment
$115,153
on $575,765
Monthly P&I
$3,003/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,814/mo
incl. taxes & insurance
Income Needed
$152,560
gross annual (30% rule)
10% Down Option
$57,577
+ PMI applies
Loan Amount (20% dn)
$460,612
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Cedarburg, WI?
The median home value in Cedarburg is $575,765 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.2% year-over-year.
How much have home prices changed in Cedarburg?
Over the past year, home values in Cedarburg have increased by 5.2%. Over five years, prices have risen approximately 26.4%.
How much do I need to earn to buy a home in Cedarburg?
To comfortably afford the median home price of $575,765 with a 20% down payment ($115,153) at today's rates (6.8%), you'd need a gross annual income of approximately $152,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Cedarburg compare to the national average home price?
The national median home value is approximately $410,000. At $575,765, homes in Cedarburg are 40% above the national average.
What metro area is Cedarburg part of?
Cedarburg is part of the Milwaukee-Waukesha, WI metropolitan area. Home prices and market conditions can vary across the broader metro region.