📍 Centuria, WI · Zillow ZHVI · July 2026

Average Home Price in
Centuria, WI

Polk County County

Median Home Value
$312,616
↑ 3.2% year-over-year
vs. National Median
$410,000
Centuria is 24% below
Est. Monthly Payment
$1,630/mo
20% down · 6.8% rate
Income Needed
$83K
gross annual (30% rule)
Median Home Value
$312,616
↑ 3.2% year-over-year

Down Payment (20%)$62,523
Monthly P&I$1,630/mo
With Taxes & Ins.~$2,070/mo
Income Needed$82,800/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Centuria, WI

The median home value in Centuria, WI is $312,616 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.2% compared to a year ago and up 3.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Centuria are priced24% below average.

Over the past five years, Centuria home values have risen by approximately28.9%, reflecting strong long-term appreciation in this market.

City Comparison

Centuria vs. National Median

🏠 Centuria
$312,616
National Median
$410,000

At $312,616, homes in Centuria cost 24% below the national median of $410,000. This makes Centuria a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Centuria?

20% Down Payment
$62,523
on $312,616
Monthly P&I
$1,630/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,070/mo
incl. taxes & insurance
Income Needed
$82,800
gross annual (30% rule)
10% Down Option
$31,262
+ PMI applies
Loan Amount (20% dn)
$250,093
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Centuria, WI?
The median home value in Centuria is $312,616 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.2% year-over-year.
How much have home prices changed in Centuria?
Over the past year, home values in Centuria have increased by 3.2%. Over five years, prices have risen approximately 28.9%.
How much do I need to earn to buy a home in Centuria?
To comfortably afford the median home price of $312,616 with a 20% down payment ($62,523) at today's rates (6.8%), you'd need a gross annual income of approximately $82,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Centuria compare to the national average home price?
The national median home value is approximately $410,000. At $312,616, homes in Centuria are 24% below the national average.