Market Overview
Home Prices in Clam Lake, WI
The median home value in Clam Lake, WI is $301,847 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.4% compared to a year ago and up 5.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Clam Lake are priced26% below average.
Over the past five years, Clam Lake home values have risen by approximately40.4%, reflecting strong long-term appreciation in this market.
Price History
Clam Lake Home Price Trend
2020
$184,829
$185K
—
2021
$214,918
$215K
+16.3%
2022
$246,161
$246K
+14.5%
2023
$265,180
$265K
+7.7%
2024
$270,782
$271K
+2.1%
2025
$286,386
$286K
+5.8%
2026
$301,847
$302K
+5.4%
City Comparison
Clam Lake vs. National Median
🏠 Clam Lake
$301,847
National Median
$410,000
At $301,847, homes in Clam Lake cost 26% below the national median of $410,000. This makes Clam Lake a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Clam Lake?
20% Down Payment
$60,369
on $301,847
Monthly P&I
$1,574/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,999/mo
incl. taxes & insurance
Income Needed
$79,960
gross annual (30% rule)
10% Down Option
$30,185
+ PMI applies
Loan Amount (20% dn)
$241,478
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Clam Lake, WI?
The median home value in Clam Lake is $301,847 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.4% year-over-year.
How much have home prices changed in Clam Lake?
Over the past year, home values in Clam Lake have increased by 5.4%. Over five years, prices have risen approximately 40.4%.
How much do I need to earn to buy a home in Clam Lake?
To comfortably afford the median home price of $301,847 with a 20% down payment ($60,369) at today's rates (6.8%), you'd need a gross annual income of approximately $79,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Clam Lake compare to the national average home price?
The national median home value is approximately $410,000. At $301,847, homes in Clam Lake are 26% below the national average.