Market Overview
Home Prices in Cross Plains, WI
The median home value in Cross Plains, WI is $521,361 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.5% compared to a year ago and up 3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cross Plains are priced27% above average. Cross Plains is part of the Madison, WI metro area.
Over the past five years, Cross Plains home values have risen by approximately26.4%, reflecting strong long-term appreciation in this market.
Price History
Cross Plains Home Price Trend
City Comparison
Cross Plains vs. National Median
At $521,361, homes in Cross Plains cost 27% above the national median of $410,000. Buyers in Cross Plains should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Cross Plains?
20% Down Payment
$104,272
on $521,361
Monthly P&I
$2,719/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,453/mo
incl. taxes & insurance
Income Needed
$138,120
gross annual (30% rule)
10% Down Option
$52,136
+ PMI applies
Loan Amount (20% dn)
$417,089
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cross Plains, WI?
The median home value in Cross Plains is $521,361 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.5% year-over-year.
How much have home prices changed in Cross Plains?
Over the past year, home values in Cross Plains have increased by 2.5%. Over five years, prices have risen approximately 26.4%.
How much do I need to earn to buy a home in Cross Plains?
To comfortably afford the median home price of $521,361 with a 20% down payment ($104,272) at today's rates (6.8%), you'd need a gross annual income of approximately $138,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Cross Plains compare to the national average home price?
The national median home value is approximately $410,000. At $521,361, homes in Cross Plains are 27% above the national average.
What metro area is Cross Plains part of?
Cross Plains is part of the Madison, WI metropolitan area. Home prices and market conditions can vary across the broader metro region.