📍 De Soto, WI · Zillow ZHVI · July 2026

Average Home Price in
De Soto, WI

Vernon County County

Median Home Value
$239,204
↑ 10.4% year-over-year
vs. National Median
$410,000
De Soto is 42% below
Est. Monthly Payment
$1,248/mo
20% down · 6.8% rate
Income Needed
$63K
gross annual (30% rule)
Median Home Value
$239,204
↑ 10.4% year-over-year

Down Payment (20%)$47,841
Monthly P&I$1,248/mo
With Taxes & Ins.~$1,585/mo
Income Needed$63,400/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in De Soto, WI

The median home value in De Soto, WI is $239,204 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.4% compared to a year ago and up 1.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in De Soto are priced42% below average.

Over the past five years, De Soto home values have risen by approximately33.5%, reflecting strong long-term appreciation in this market.

City Comparison

De Soto vs. National Median

🏠 De Soto
$239,204
National Median
$410,000

At $239,204, homes in De Soto cost 42% below the national median of $410,000. This makes De Soto a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in De Soto?

20% Down Payment
$47,841
on $239,204
Monthly P&I
$1,248/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,585/mo
incl. taxes & insurance
Income Needed
$63,400
gross annual (30% rule)
10% Down Option
$23,920
+ PMI applies
Loan Amount (20% dn)
$191,363
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in De Soto, WI?
The median home value in De Soto is $239,204 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.4% year-over-year.
How much have home prices changed in De Soto?
Over the past year, home values in De Soto have increased by 10.4%. Over five years, prices have risen approximately 33.5%.
How much do I need to earn to buy a home in De Soto?
To comfortably afford the median home price of $239,204 with a 20% down payment ($47,841) at today's rates (6.8%), you'd need a gross annual income of approximately $63,400. This assumes keeping total housing costs at or below 30% of gross income.
How does De Soto compare to the national average home price?
The national median home value is approximately $410,000. At $239,204, homes in De Soto are 42% below the national average.