Market Overview
Home Prices in East Troy, WI
The median home value in East Troy, WI is $479,419 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.5% compared to a year ago and up 5% from two years prior.
Compared to the U.S. national median of $410,000, homes in East Troy are priced17% above average. East Troy is part of the Whitewater, WI metro area.
Over the past five years, East Troy home values have risen by approximately31.0%, reflecting strong long-term appreciation in this market.
Price History
East Troy Home Price Trend
City Comparison
East Troy vs. National Median
At $479,419, homes in East Troy cost 17% above the national median of $410,000. Buyers in East Troy should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in East Troy?
20% Down Payment
$95,884
on $479,419
Monthly P&I
$2,500/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,175/mo
incl. taxes & insurance
Income Needed
$127,000
gross annual (30% rule)
10% Down Option
$47,942
+ PMI applies
Loan Amount (20% dn)
$383,535
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in East Troy, WI?
The median home value in East Troy is $479,419 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.5% year-over-year.
How much have home prices changed in East Troy?
Over the past year, home values in East Troy have increased by 2.5%. Over five years, prices have risen approximately 31.0%.
How much do I need to earn to buy a home in East Troy?
To comfortably afford the median home price of $479,419 with a 20% down payment ($95,884) at today's rates (6.8%), you'd need a gross annual income of approximately $127,000. This assumes keeping total housing costs at or below 30% of gross income.
How does East Troy compare to the national average home price?
The national median home value is approximately $410,000. At $479,419, homes in East Troy are 17% above the national average.
What metro area is East Troy part of?
East Troy is part of the Whitewater, WI metropolitan area. Home prices and market conditions can vary across the broader metro region.