Market Overview
Home Prices in Elcho, WI
The median home value in Elcho, WI is $322,876 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 13.1% compared to a year ago and up 9.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Elcho are priced21% below average.
Over the past five years, Elcho home values have risen by approximately51.7%, reflecting strong long-term appreciation in this market.
Price History
Elcho Home Price Trend
2020
$185,768
$186K
—
2021
$212,812
$213K
+14.6%
2022
$245,791
$246K
+15.5%
2023
$249,267
$249K
+1.4%
2024
$261,197
$261K
+4.8%
2025
$285,541
$286K
+9.3%
2026
$322,876
$323K
+13.1%
City Comparison
Elcho vs. National Median
🏠 Elcho
$322,876
National Median
$410,000
At $322,876, homes in Elcho cost 21% below the national median of $410,000. This makes Elcho a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Elcho?
20% Down Payment
$64,575
on $322,876
Monthly P&I
$1,684/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,139/mo
incl. taxes & insurance
Income Needed
$85,560
gross annual (30% rule)
10% Down Option
$32,288
+ PMI applies
Loan Amount (20% dn)
$258,301
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Elcho, WI?
The median home value in Elcho is $322,876 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 13.1% year-over-year.
How much have home prices changed in Elcho?
Over the past year, home values in Elcho have increased by 13.1%. Over five years, prices have risen approximately 51.7%.
How much do I need to earn to buy a home in Elcho?
To comfortably afford the median home price of $322,876 with a 20% down payment ($64,575) at today's rates (6.8%), you'd need a gross annual income of approximately $85,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Elcho compare to the national average home price?
The national median home value is approximately $410,000. At $322,876, homes in Elcho are 21% below the national average.