Market Overview
Home Prices in Harmony, WI
The median home value in Harmony, WI is $467,591 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.2% compared to a year ago and up 3.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Harmony are priced14% above average. Harmony is part of the Janesville-Beloit, WI metro area.
Over the past five years, Harmony home values have risen by approximately37.4%, reflecting strong long-term appreciation in this market.
Price History
Harmony Home Price Trend
City Comparison
Harmony vs. National Median
At $467,591, homes in Harmony cost 14% above the national median of $410,000. Buyers in Harmony should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Harmony?
20% Down Payment
$93,518
on $467,591
Monthly P&I
$2,439/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,098/mo
incl. taxes & insurance
Income Needed
$123,920
gross annual (30% rule)
10% Down Option
$46,759
+ PMI applies
Loan Amount (20% dn)
$374,073
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Harmony, WI?
The median home value in Harmony is $467,591 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.2% year-over-year.
How much have home prices changed in Harmony?
Over the past year, home values in Harmony have increased by 7.2%. Over five years, prices have risen approximately 37.4%.
How much do I need to earn to buy a home in Harmony?
To comfortably afford the median home price of $467,591 with a 20% down payment ($93,518) at today's rates (6.8%), you'd need a gross annual income of approximately $123,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Harmony compare to the national average home price?
The national median home value is approximately $410,000. At $467,591, homes in Harmony are 14% above the national average.
What metro area is Harmony part of?
Harmony is part of the Janesville-Beloit, WI metropolitan area. Home prices and market conditions can vary across the broader metro region.