📍 Harshaw, WI · Zillow ZHVI · July 2026

Average Home Price in
Harshaw, WI

Oneida County County

Median Home Value
$343,418
↑ 6.1% year-over-year
vs. National Median
$410,000
Harshaw is 16% below
Est. Monthly Payment
$1,791/mo
20% down · 6.8% rate
Income Needed
$91K
gross annual (30% rule)
Median Home Value
$343,418
↑ 6.1% year-over-year

Down Payment (20%)$68,684
Monthly P&I$1,791/mo
With Taxes & Ins.~$2,275/mo
Income Needed$91,000/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Harshaw, WI

The median home value in Harshaw, WI is $343,418 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.1% compared to a year ago and up 2.1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Harshaw are priced16% below average.

Over the past five years, Harshaw home values have risen by approximately26.3%, reflecting strong long-term appreciation in this market.

City Comparison

Harshaw vs. National Median

🏠 Harshaw
$343,418
National Median
$410,000

At $343,418, homes in Harshaw cost 16% below the national median of $410,000. This makes Harshaw a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Harshaw?

20% Down Payment
$68,684
on $343,418
Monthly P&I
$1,791/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,275/mo
incl. taxes & insurance
Income Needed
$91,000
gross annual (30% rule)
10% Down Option
$34,342
+ PMI applies
Loan Amount (20% dn)
$274,734
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Harshaw, WI?
The median home value in Harshaw is $343,418 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.1% year-over-year.
How much have home prices changed in Harshaw?
Over the past year, home values in Harshaw have increased by 6.1%. Over five years, prices have risen approximately 26.3%.
How much do I need to earn to buy a home in Harshaw?
To comfortably afford the median home price of $343,418 with a 20% down payment ($68,684) at today's rates (6.8%), you'd need a gross annual income of approximately $91,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Harshaw compare to the national average home price?
The national median home value is approximately $410,000. At $343,418, homes in Harshaw are 16% below the national average.