Market Overview
Home Prices in Houlton, WI
The median home value in Houlton, WI is $564,646 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.4% compared to a year ago and up 3.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Houlton are priced38% above average. Houlton is part of the Minneapolis-St. Paul-Bloomington, MN-WI metro area.
Over the past five years, Houlton home values have risen by approximately31.3%, reflecting strong long-term appreciation in this market.
Price History
Houlton Home Price Trend
City Comparison
Houlton vs. National Median
At $564,646, homes in Houlton cost 38% above the national median of $410,000. Buyers in Houlton should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Houlton?
20% Down Payment
$112,929
on $564,646
Monthly P&I
$2,945/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,740/mo
incl. taxes & insurance
Income Needed
$149,600
gross annual (30% rule)
10% Down Option
$56,465
+ PMI applies
Loan Amount (20% dn)
$451,717
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Houlton, WI?
The median home value in Houlton is $564,646 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.4% year-over-year.
How much have home prices changed in Houlton?
Over the past year, home values in Houlton have increased by 5.4%. Over five years, prices have risen approximately 31.3%.
How much do I need to earn to buy a home in Houlton?
To comfortably afford the median home price of $564,646 with a 20% down payment ($112,929) at today's rates (6.8%), you'd need a gross annual income of approximately $149,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Houlton compare to the national average home price?
The national median home value is approximately $410,000. At $564,646, homes in Houlton are 38% above the national average.
What metro area is Houlton part of?
Houlton is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area. Home prices and market conditions can vary across the broader metro region.