Market Overview
Home Prices in La Crosse, WI
The median home value in La Crosse, WI is $288,612 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.5% compared to a year ago and up 3.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in La Crosse are priced30% below average. La Crosse is part of the La Crosse-Onalaska, WI-MN metro area.
Over the past five years, La Crosse home values have risen by approximately31.6%, reflecting strong long-term appreciation in this market.
Price History
La Crosse Home Price Trend
City Comparison
La Crosse vs. National Median
At $288,612, homes in La Crosse cost 30% below the national median of $410,000. This makes La Crosse a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in La Crosse?
20% Down Payment
$57,722
on $288,612
Monthly P&I
$1,505/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,911/mo
incl. taxes & insurance
Income Needed
$76,440
gross annual (30% rule)
10% Down Option
$28,861
+ PMI applies
Loan Amount (20% dn)
$230,890
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in La Crosse, WI?
The median home value in La Crosse is $288,612 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.5% year-over-year.
How much have home prices changed in La Crosse?
Over the past year, home values in La Crosse have increased by 4.5%. Over five years, prices have risen approximately 31.6%.
How much do I need to earn to buy a home in La Crosse?
To comfortably afford the median home price of $288,612 with a 20% down payment ($57,722) at today's rates (6.8%), you'd need a gross annual income of approximately $76,440. This assumes keeping total housing costs at or below 30% of gross income.
How does La Crosse compare to the national average home price?
The national median home value is approximately $410,000. At $288,612, homes in La Crosse are 30% below the national average.
What metro area is La Crosse part of?
La Crosse is part of the La Crosse-Onalaska, WI-MN metropolitan area. Home prices and market conditions can vary across the broader metro region.