Market Overview
Home Prices in Lake Geneva, WI
The median home value in Lake Geneva, WI is $419,626 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.6% compared to a year ago and up 1.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lake Geneva are priced2% above average. Lake Geneva is part of the Whitewater, WI metro area.
Over the past five years, Lake Geneva home values have risen by approximately30.0%, reflecting strong long-term appreciation in this market.
Price History
Lake Geneva Home Price Trend
City Comparison
Lake Geneva vs. National Median
At $419,626, homes in Lake Geneva cost 2% above the national median of $410,000. Buyers in Lake Geneva should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Lake Geneva?
20% Down Payment
$83,925
on $419,626
Monthly P&I
$2,189/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,780/mo
incl. taxes & insurance
Income Needed
$111,200
gross annual (30% rule)
10% Down Option
$41,963
+ PMI applies
Loan Amount (20% dn)
$335,701
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lake Geneva, WI?
The median home value in Lake Geneva is $419,626 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.6% year-over-year.
How much have home prices changed in Lake Geneva?
Over the past year, home values in Lake Geneva have increased by 4.6%. Over five years, prices have risen approximately 30.0%.
How much do I need to earn to buy a home in Lake Geneva?
To comfortably afford the median home price of $419,626 with a 20% down payment ($83,925) at today's rates (6.8%), you'd need a gross annual income of approximately $111,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Lake Geneva compare to the national average home price?
The national median home value is approximately $410,000. At $419,626, homes in Lake Geneva are 2% above the national average.
What metro area is Lake Geneva part of?
Lake Geneva is part of the Whitewater, WI metropolitan area. Home prices and market conditions can vary across the broader metro region.