📍 Land O Lakes, WI · Zillow ZHVI · July 2026

Average Home Price in
Land O Lakes, WI

Vilas County County

Median Home Value
$357,255
↑ 7.9% year-over-year
vs. National Median
$410,000
Land O Lakes is 13% below
Est. Monthly Payment
$1,863/mo
20% down · 6.8% rate
Income Needed
$95K
gross annual (30% rule)
Median Home Value
$357,255
↑ 7.9% year-over-year

Down Payment (20%)$71,451
Monthly P&I$1,863/mo
With Taxes & Ins.~$2,366/mo
Income Needed$94,640/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Land O Lakes, WI

The median home value in Land O Lakes, WI is $357,255 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.9% compared to a year ago and down 2.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Land O Lakes are priced13% below average.

Over the past five years, Land O Lakes home values have risen by approximately26.9%, reflecting strong long-term appreciation in this market.

City Comparison

Land O Lakes vs. National Median

🏠 Land O Lakes
$357,255
National Median
$410,000

At $357,255, homes in Land O Lakes cost 13% below the national median of $410,000. This makes Land O Lakes a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Land O Lakes?

20% Down Payment
$71,451
on $357,255
Monthly P&I
$1,863/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,366/mo
incl. taxes & insurance
Income Needed
$94,640
gross annual (30% rule)
10% Down Option
$35,726
+ PMI applies
Loan Amount (20% dn)
$285,804
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Land O Lakes, WI?
The median home value in Land O Lakes is $357,255 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.9% year-over-year.
How much have home prices changed in Land O Lakes?
Over the past year, home values in Land O Lakes have increased by 7.9%. Over five years, prices have risen approximately 26.9%.
How much do I need to earn to buy a home in Land O Lakes?
To comfortably afford the median home price of $357,255 with a 20% down payment ($71,451) at today's rates (6.8%), you'd need a gross annual income of approximately $94,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Land O Lakes compare to the national average home price?
The national median home value is approximately $410,000. At $357,255, homes in Land O Lakes are 13% below the national average.