📍 Lone Rock, WI · Zillow ZHVI · July 2026

Average Home Price in
Lone Rock, WI

Baraboo, WI metro area · Richland County County

Median Home Value
$254,368
↑ 11.3% year-over-year
vs. National Median
$410,000
Lone Rock is 38% below
Est. Monthly Payment
$1,327/mo
20% down · 6.8% rate
Income Needed
$67K
gross annual (30% rule)
Median Home Value
$254,368
↑ 11.3% year-over-year

Down Payment (20%)$50,874
Monthly P&I$1,327/mo
With Taxes & Ins.~$1,685/mo
Income Needed$67,400/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Lone Rock, WI

The median home value in Lone Rock, WI is $254,368 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 11.3% compared to a year ago and up 3.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Lone Rock are priced38% below average. Lone Rock is part of the Baraboo, WI metro area.

Over the past five years, Lone Rock home values have risen by approximately39.9%, reflecting strong long-term appreciation in this market.

City Comparison

Lone Rock vs. National Median

🏠 Lone Rock
$254,368
National Median
$410,000

At $254,368, homes in Lone Rock cost 38% below the national median of $410,000. This makes Lone Rock a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Lone Rock?

20% Down Payment
$50,874
on $254,368
Monthly P&I
$1,327/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,685/mo
incl. taxes & insurance
Income Needed
$67,400
gross annual (30% rule)
10% Down Option
$25,437
+ PMI applies
Loan Amount (20% dn)
$203,494
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Lone Rock, WI?
The median home value in Lone Rock is $254,368 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 11.3% year-over-year.
How much have home prices changed in Lone Rock?
Over the past year, home values in Lone Rock have increased by 11.3%. Over five years, prices have risen approximately 39.9%.
How much do I need to earn to buy a home in Lone Rock?
To comfortably afford the median home price of $254,368 with a 20% down payment ($50,874) at today's rates (6.8%), you'd need a gross annual income of approximately $67,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Lone Rock compare to the national average home price?
The national median home value is approximately $410,000. At $254,368, homes in Lone Rock are 38% below the national average.
What metro area is Lone Rock part of?
Lone Rock is part of the Baraboo, WI metropolitan area. Home prices and market conditions can vary across the broader metro region.