Market Overview
Home Prices in Loyal, WI
The median home value in Loyal, WI is $205,602 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.7% compared to a year ago and up 6.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Loyal are priced50% below average.
Over the past five years, Loyal home values have risen by approximately44.3%, reflecting strong long-term appreciation in this market.
Price History
Loyal Home Price Trend
2020
$131,372
$131K
—
2021
$142,513
$143K
+8.5%
2022
$161,426
$161K
+13.3%
2023
$170,719
$171K
+5.8%
2024
$180,857
$181K
+5.9%
2025
$192,616
$193K
+6.5%
2026
$205,602
$206K
+6.7%
City Comparison
Loyal vs. National Median
🏠 Loyal
$205,602
National Median
$410,000
At $205,602, homes in Loyal cost 50% below the national median of $410,000. This makes Loyal a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Loyal?
20% Down Payment
$41,120
on $205,602
Monthly P&I
$1,072/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,361/mo
incl. taxes & insurance
Income Needed
$54,440
gross annual (30% rule)
10% Down Option
$20,560
+ PMI applies
Loan Amount (20% dn)
$164,482
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Loyal, WI?
The median home value in Loyal is $205,602 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.7% year-over-year.
How much have home prices changed in Loyal?
Over the past year, home values in Loyal have increased by 6.7%. Over five years, prices have risen approximately 44.3%.
How much do I need to earn to buy a home in Loyal?
To comfortably afford the median home price of $205,602 with a 20% down payment ($41,120) at today's rates (6.8%), you'd need a gross annual income of approximately $54,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Loyal compare to the national average home price?
The national median home value is approximately $410,000. At $205,602, homes in Loyal are 50% below the national average.