Market Overview
Home Prices in Luck, WI
The median home value in Luck, WI is $322,898 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.5% compared to a year ago and up 1.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Luck are priced21% below average.
Over the past five years, Luck home values have risen by approximately28.7%, reflecting strong long-term appreciation in this market.
Price History
Luck Home Price Trend
2020
$208,810
$209K
—
2021
$250,972
$251K
+20.2%
2022
$288,967
$289K
+15.1%
2023
$290,717
$291K
+0.6%
2024
$303,444
$303K
+4.4%
2025
$308,873
$309K
+1.8%
2026
$322,898
$323K
+4.5%
City Comparison
Luck vs. National Median
🏠 Luck
$322,898
National Median
$410,000
At $322,898, homes in Luck cost 21% below the national median of $410,000. This makes Luck a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Luck?
20% Down Payment
$64,580
on $322,898
Monthly P&I
$1,684/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,139/mo
incl. taxes & insurance
Income Needed
$85,560
gross annual (30% rule)
10% Down Option
$32,290
+ PMI applies
Loan Amount (20% dn)
$258,318
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Luck, WI?
The median home value in Luck is $322,898 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.5% year-over-year.
How much have home prices changed in Luck?
Over the past year, home values in Luck have increased by 4.5%. Over five years, prices have risen approximately 28.7%.
How much do I need to earn to buy a home in Luck?
To comfortably afford the median home price of $322,898 with a 20% down payment ($64,580) at today's rates (6.8%), you'd need a gross annual income of approximately $85,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Luck compare to the national average home price?
The national median home value is approximately $410,000. At $322,898, homes in Luck are 21% below the national average.