Market Overview
Home Prices in Onalaska, WI
The median home value in Onalaska, WI is $371,712 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.3% compared to a year ago and up 1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Onalaska are priced9% below average. Onalaska is part of the La Crosse-Onalaska, WI-MN metro area.
Over the past five years, Onalaska home values have risen by approximately26.3%, reflecting strong long-term appreciation in this market.
Price History
Onalaska Home Price Trend
City Comparison
Onalaska vs. National Median
At $371,712, homes in Onalaska cost 9% below the national median of $410,000. This makes Onalaska a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Onalaska?
20% Down Payment
$74,342
on $371,712
Monthly P&I
$1,939/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,463/mo
incl. taxes & insurance
Income Needed
$98,520
gross annual (30% rule)
10% Down Option
$37,171
+ PMI applies
Loan Amount (20% dn)
$297,370
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Onalaska, WI?
The median home value in Onalaska is $371,712 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.3% year-over-year.
How much have home prices changed in Onalaska?
Over the past year, home values in Onalaska have increased by 3.3%. Over five years, prices have risen approximately 26.3%.
How much do I need to earn to buy a home in Onalaska?
To comfortably afford the median home price of $371,712 with a 20% down payment ($74,342) at today's rates (6.8%), you'd need a gross annual income of approximately $98,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Onalaska compare to the national average home price?
The national median home value is approximately $410,000. At $371,712, homes in Onalaska are 9% below the national average.
What metro area is Onalaska part of?
Onalaska is part of the La Crosse-Onalaska, WI-MN metropolitan area. Home prices and market conditions can vary across the broader metro region.