Market Overview
Home Prices in Oneida, WI
The median home value in Oneida, WI is $407,386 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.9% compared to a year ago and up 7.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Oneida are priced1% below average. Oneida is part of the Appleton, WI metro area.
Over the past five years, Oneida home values have risen by approximately47.7%, reflecting strong long-term appreciation in this market.
Price History
Oneida Home Price Trend
City Comparison
Oneida vs. National Median
At $407,386, homes in Oneida cost 1% below the national median of $410,000. This makes Oneida a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Oneida?
20% Down Payment
$81,477
on $407,386
Monthly P&I
$2,125/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,699/mo
incl. taxes & insurance
Income Needed
$107,960
gross annual (30% rule)
10% Down Option
$40,739
+ PMI applies
Loan Amount (20% dn)
$325,909
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Oneida, WI?
The median home value in Oneida is $407,386 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.9% year-over-year.
How much have home prices changed in Oneida?
Over the past year, home values in Oneida have increased by 2.9%. Over five years, prices have risen approximately 47.7%.
How much do I need to earn to buy a home in Oneida?
To comfortably afford the median home price of $407,386 with a 20% down payment ($81,477) at today's rates (6.8%), you'd need a gross annual income of approximately $107,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Oneida compare to the national average home price?
The national median home value is approximately $410,000. At $407,386, homes in Oneida are 1% below the national average.
What metro area is Oneida part of?
Oneida is part of the Appleton, WI metropolitan area. Home prices and market conditions can vary across the broader metro region.