Market Overview
Home Prices in Ontario, WI
The median home value in Ontario, WI is $227,698 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.8% compared to a year ago and down 4.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ontario are priced44% below average.
Over the past five years, Ontario home values have risen by approximately11.3%, reflecting steady appreciation in this market.
Price History
Ontario Home Price Trend
2020
$176,976
$177K
—
2021
$204,550
$205K
+15.6%
2022
$216,787
$217K
+6.0%
2023
$222,059
$222K
+2.4%
2024
$216,726
$217K
-2.4%
2025
$207,391
$207K
-4.3%
2026
$227,698
$228K
+9.8%
City Comparison
Ontario vs. National Median
🏠 Ontario
$227,698
National Median
$410,000
At $227,698, homes in Ontario cost 44% below the national median of $410,000. This makes Ontario a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ontario?
20% Down Payment
$45,540
on $227,698
Monthly P&I
$1,188/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,509/mo
incl. taxes & insurance
Income Needed
$60,360
gross annual (30% rule)
10% Down Option
$22,770
+ PMI applies
Loan Amount (20% dn)
$182,158
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ontario, WI?
The median home value in Ontario is $227,698 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.8% year-over-year.
How much have home prices changed in Ontario?
Over the past year, home values in Ontario have increased by 9.8%. Over five years, prices have risen approximately 11.3%.
How much do I need to earn to buy a home in Ontario?
To comfortably afford the median home price of $227,698 with a 20% down payment ($45,540) at today's rates (6.8%), you'd need a gross annual income of approximately $60,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Ontario compare to the national average home price?
The national median home value is approximately $410,000. At $227,698, homes in Ontario are 44% below the national average.