Market Overview
Home Prices in Pepin, WI
The median home value in Pepin, WI is $278,015 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.6% compared to a year ago and up 4.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Pepin are priced32% below average.
Over the past five years, Pepin home values have risen by approximately46.7%, reflecting strong long-term appreciation in this market.
Price History
Pepin Home Price Trend
2020
$163,793
$164K
—
2021
$189,564
$190K
+15.7%
2022
$226,182
$226K
+19.3%
2023
$231,678
$232K
+2.4%
2024
$241,242
$241K
+4.1%
2025
$251,389
$251K
+4.2%
2026
$278,015
$278K
+10.6%
City Comparison
Pepin vs. National Median
🏠 Pepin
$278,015
National Median
$410,000
At $278,015, homes in Pepin cost 32% below the national median of $410,000. This makes Pepin a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Pepin?
20% Down Payment
$55,603
on $278,015
Monthly P&I
$1,450/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,842/mo
incl. taxes & insurance
Income Needed
$73,680
gross annual (30% rule)
10% Down Option
$27,802
+ PMI applies
Loan Amount (20% dn)
$222,412
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Pepin, WI?
The median home value in Pepin is $278,015 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.6% year-over-year.
How much have home prices changed in Pepin?
Over the past year, home values in Pepin have increased by 10.6%. Over five years, prices have risen approximately 46.7%.
How much do I need to earn to buy a home in Pepin?
To comfortably afford the median home price of $278,015 with a 20% down payment ($55,603) at today's rates (6.8%), you'd need a gross annual income of approximately $73,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Pepin compare to the national average home price?
The national median home value is approximately $410,000. At $278,015, homes in Pepin are 32% below the national average.