Market Overview
Home Prices in Plum City, WI
The median home value in Plum City, WI is $274,265 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.4% compared to a year ago and up 0.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Plum City are priced33% below average. Plum City is part of the Minneapolis-St. Paul-Bloomington, MN-WI metro area.
Over the past five years, Plum City home values have risen by approximately16.4%, reflecting steady appreciation in this market.
Price History
Plum City Home Price Trend
City Comparison
Plum City vs. National Median
At $274,265, homes in Plum City cost 33% below the national median of $410,000. This makes Plum City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Plum City?
20% Down Payment
$54,853
on $274,265
Monthly P&I
$1,430/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,816/mo
incl. taxes & insurance
Income Needed
$72,640
gross annual (30% rule)
10% Down Option
$27,427
+ PMI applies
Loan Amount (20% dn)
$219,412
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Plum City, WI?
The median home value in Plum City is $274,265 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.4% year-over-year.
How much have home prices changed in Plum City?
Over the past year, home values in Plum City have decreased by 0.4%. Over five years, prices have risen approximately 16.4%.
How much do I need to earn to buy a home in Plum City?
To comfortably afford the median home price of $274,265 with a 20% down payment ($54,853) at today's rates (6.8%), you'd need a gross annual income of approximately $72,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Plum City compare to the national average home price?
The national median home value is approximately $410,000. At $274,265, homes in Plum City are 33% below the national average.
What metro area is Plum City part of?
Plum City is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area. Home prices and market conditions can vary across the broader metro region.