📍 Saint Croix Falls, WI · Zillow ZHVI · July 2026

Average Home Price in
Saint Croix Falls, WI

Polk County County

Median Home Value
$334,954
↑ 2.7% year-over-year
vs. National Median
$410,000
Saint Croix Falls is 18% below
Est. Monthly Payment
$1,747/mo
20% down · 6.8% rate
Income Needed
$89K
gross annual (30% rule)
Median Home Value
$334,954
↑ 2.7% year-over-year

Down Payment (20%)$66,991
Monthly P&I$1,747/mo
With Taxes & Ins.~$2,219/mo
Income Needed$88,760/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Saint Croix Falls, WI

The median home value in Saint Croix Falls, WI is $334,954 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.7% compared to a year ago and up 0.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Saint Croix Falls are priced18% below average.

Over the past five years, Saint Croix Falls home values have risen by approximately23.4%, reflecting strong long-term appreciation in this market.

City Comparison

Saint Croix Falls vs. National Median

🏠 Saint Croix Falls
$334,954
National Median
$410,000

At $334,954, homes in Saint Croix Falls cost 18% below the national median of $410,000. This makes Saint Croix Falls a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Saint Croix Falls?

20% Down Payment
$66,991
on $334,954
Monthly P&I
$1,747/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,219/mo
incl. taxes & insurance
Income Needed
$88,760
gross annual (30% rule)
10% Down Option
$33,495
+ PMI applies
Loan Amount (20% dn)
$267,963
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Saint Croix Falls, WI?
The median home value in Saint Croix Falls is $334,954 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.7% year-over-year.
How much have home prices changed in Saint Croix Falls?
Over the past year, home values in Saint Croix Falls have increased by 2.7%. Over five years, prices have risen approximately 23.4%.
How much do I need to earn to buy a home in Saint Croix Falls?
To comfortably afford the median home price of $334,954 with a 20% down payment ($66,991) at today's rates (6.8%), you'd need a gross annual income of approximately $88,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Saint Croix Falls compare to the national average home price?
The national median home value is approximately $410,000. At $334,954, homes in Saint Croix Falls are 18% below the national average.