Market Overview
Home Prices in Stoddard, WI
The median home value in Stoddard, WI is $327,800 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.1% compared to a year ago and up 2.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Stoddard are priced20% below average. Stoddard is part of the La Crosse-Onalaska, WI-MN metro area.
Over the past five years, Stoddard home values have risen by approximately38.9%, reflecting strong long-term appreciation in this market.
Price History
Stoddard Home Price Trend
City Comparison
Stoddard vs. National Median
At $327,800, homes in Stoddard cost 20% below the national median of $410,000. This makes Stoddard a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Stoddard?
20% Down Payment
$65,560
on $327,800
Monthly P&I
$1,710/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,172/mo
incl. taxes & insurance
Income Needed
$86,880
gross annual (30% rule)
10% Down Option
$32,780
+ PMI applies
Loan Amount (20% dn)
$262,240
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Stoddard, WI?
The median home value in Stoddard is $327,800 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.1% year-over-year.
How much have home prices changed in Stoddard?
Over the past year, home values in Stoddard have increased by 9.1%. Over five years, prices have risen approximately 38.9%.
How much do I need to earn to buy a home in Stoddard?
To comfortably afford the median home price of $327,800 with a 20% down payment ($65,560) at today's rates (6.8%), you'd need a gross annual income of approximately $86,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Stoddard compare to the national average home price?
The national median home value is approximately $410,000. At $327,800, homes in Stoddard are 20% below the national average.
What metro area is Stoddard part of?
Stoddard is part of the La Crosse-Onalaska, WI-MN metropolitan area. Home prices and market conditions can vary across the broader metro region.