Market Overview
Home Prices in Stone Lake, WI
The median home value in Stone Lake, WI is $489,042 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4% compared to a year ago and up 3.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Stone Lake are priced19% above average.
Over the past five years, Stone Lake home values have risen by approximately32.1%, reflecting strong long-term appreciation in this market.
Price History
Stone Lake Home Price Trend
2020
$296,249
$296K
—
2021
$370,315
$370K
+25.0%
2022
$442,054
$442K
+19.4%
2023
$458,017
$458K
+3.6%
2024
$453,217
$453K
-1.0%
2025
$470,241
$470K
+3.8%
2026
$489,042
$489K
+4.0%
City Comparison
Stone Lake vs. National Median
🏠 Stone Lake
$489,042
National Median
$410,000
At $489,042, homes in Stone Lake cost 19% above the national median of $410,000. Buyers in Stone Lake should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Stone Lake?
20% Down Payment
$97,808
on $489,042
Monthly P&I
$2,551/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,240/mo
incl. taxes & insurance
Income Needed
$129,600
gross annual (30% rule)
10% Down Option
$48,904
+ PMI applies
Loan Amount (20% dn)
$391,234
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Stone Lake, WI?
The median home value in Stone Lake is $489,042 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4% year-over-year.
How much have home prices changed in Stone Lake?
Over the past year, home values in Stone Lake have increased by 4%. Over five years, prices have risen approximately 32.1%.
How much do I need to earn to buy a home in Stone Lake?
To comfortably afford the median home price of $489,042 with a 20% down payment ($97,808) at today's rates (6.8%), you'd need a gross annual income of approximately $129,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Stone Lake compare to the national average home price?
The national median home value is approximately $410,000. At $489,042, homes in Stone Lake are 19% above the national average.