Market Overview
Home Prices in Stoughton, WI
The median home value in Stoughton, WI is $439,676 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4% compared to a year ago and up 3.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Stoughton are priced7% above average. Stoughton is part of the Madison, WI metro area.
Over the past five years, Stoughton home values have risen by approximately31.4%, reflecting strong long-term appreciation in this market.
Price History
Stoughton Home Price Trend
City Comparison
Stoughton vs. National Median
At $439,676, homes in Stoughton cost 7% above the national median of $410,000. Buyers in Stoughton should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Stoughton?
20% Down Payment
$87,935
on $439,676
Monthly P&I
$2,293/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,912/mo
incl. taxes & insurance
Income Needed
$116,480
gross annual (30% rule)
10% Down Option
$43,968
+ PMI applies
Loan Amount (20% dn)
$351,741
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Stoughton, WI?
The median home value in Stoughton is $439,676 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4% year-over-year.
How much have home prices changed in Stoughton?
Over the past year, home values in Stoughton have increased by 4%. Over five years, prices have risen approximately 31.4%.
How much do I need to earn to buy a home in Stoughton?
To comfortably afford the median home price of $439,676 with a 20% down payment ($87,935) at today's rates (6.8%), you'd need a gross annual income of approximately $116,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Stoughton compare to the national average home price?
The national median home value is approximately $410,000. At $439,676, homes in Stoughton are 7% above the national average.
What metro area is Stoughton part of?
Stoughton is part of the Madison, WI metropolitan area. Home prices and market conditions can vary across the broader metro region.