Market Overview
Home Prices in Sturgeon Bay, WI
The median home value in Sturgeon Bay, WI is $389,530 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.4% compared to a year ago and up 5.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sturgeon Bay are priced5% below average.
Over the past five years, Sturgeon Bay home values have risen by approximately41.7%, reflecting strong long-term appreciation in this market.
Price History
Sturgeon Bay Home Price Trend
2020
$242,465
$242K
—
2021
$274,901
$275K
+13.4%
2022
$316,708
$317K
+15.2%
2023
$345,772
$346K
+9.2%
2024
$363,776
$364K
+5.2%
2025
$384,317
$384K
+5.6%
2026
$389,530
$390K
+1.4%
City Comparison
Sturgeon Bay vs. National Median
🏠 Sturgeon Bay
$389,530
National Median
$410,000
At $389,530, homes in Sturgeon Bay cost 5% below the national median of $410,000. This makes Sturgeon Bay a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Sturgeon Bay?
20% Down Payment
$77,906
on $389,530
Monthly P&I
$2,032/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,581/mo
incl. taxes & insurance
Income Needed
$103,240
gross annual (30% rule)
10% Down Option
$38,953
+ PMI applies
Loan Amount (20% dn)
$311,624
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sturgeon Bay, WI?
The median home value in Sturgeon Bay is $389,530 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.4% year-over-year.
How much have home prices changed in Sturgeon Bay?
Over the past year, home values in Sturgeon Bay have increased by 1.4%. Over five years, prices have risen approximately 41.7%.
How much do I need to earn to buy a home in Sturgeon Bay?
To comfortably afford the median home price of $389,530 with a 20% down payment ($77,906) at today's rates (6.8%), you'd need a gross annual income of approximately $103,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Sturgeon Bay compare to the national average home price?
The national median home value is approximately $410,000. At $389,530, homes in Sturgeon Bay are 5% below the national average.