📍 Turtle Lake, WI · Zillow ZHVI · July 2026

Average Home Price in
Turtle Lake, WI

Polk County County

Median Home Value
$322,531
↑ 3.6% year-over-year
vs. National Median
$410,000
Turtle Lake is 21% below
Est. Monthly Payment
$1,682/mo
20% down · 6.8% rate
Income Needed
$85K
gross annual (30% rule)
Median Home Value
$322,531
↑ 3.6% year-over-year

Down Payment (20%)$64,506
Monthly P&I$1,682/mo
With Taxes & Ins.~$2,136/mo
Income Needed$85,440/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Turtle Lake, WI

The median home value in Turtle Lake, WI is $322,531 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.6% compared to a year ago and up 3.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Turtle Lake are priced21% below average.

Over the past five years, Turtle Lake home values have risen by approximately33.1%, reflecting strong long-term appreciation in this market.

City Comparison

Turtle Lake vs. National Median

🏠 Turtle Lake
$322,531
National Median
$410,000

At $322,531, homes in Turtle Lake cost 21% below the national median of $410,000. This makes Turtle Lake a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Turtle Lake?

20% Down Payment
$64,506
on $322,531
Monthly P&I
$1,682/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,136/mo
incl. taxes & insurance
Income Needed
$85,440
gross annual (30% rule)
10% Down Option
$32,253
+ PMI applies
Loan Amount (20% dn)
$258,025
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Turtle Lake, WI?
The median home value in Turtle Lake is $322,531 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.6% year-over-year.
How much have home prices changed in Turtle Lake?
Over the past year, home values in Turtle Lake have increased by 3.6%. Over five years, prices have risen approximately 33.1%.
How much do I need to earn to buy a home in Turtle Lake?
To comfortably afford the median home price of $322,531 with a 20% down payment ($64,506) at today's rates (6.8%), you'd need a gross annual income of approximately $85,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Turtle Lake compare to the national average home price?
The national median home value is approximately $410,000. At $322,531, homes in Turtle Lake are 21% below the national average.