Market Overview
Home Prices in Waupaca, WI
The median home value in Waupaca, WI is $330,336 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.9% compared to a year ago and up 5.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Waupaca are priced19% below average.
Over the past five years, Waupaca home values have risen by approximately39.6%, reflecting strong long-term appreciation in this market.
Price History
Waupaca Home Price Trend
2020
$202,747
$203K
—
2021
$236,699
$237K
+16.7%
2022
$270,617
$271K
+14.3%
2023
$278,122
$278K
+2.8%
2024
$296,738
$297K
+6.7%
2025
$312,046
$312K
+5.2%
2026
$330,336
$330K
+5.9%
City Comparison
Waupaca vs. National Median
🏠 Waupaca
$330,336
National Median
$410,000
At $330,336, homes in Waupaca cost 19% below the national median of $410,000. This makes Waupaca a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Waupaca?
20% Down Payment
$66,067
on $330,336
Monthly P&I
$1,723/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,188/mo
incl. taxes & insurance
Income Needed
$87,520
gross annual (30% rule)
10% Down Option
$33,034
+ PMI applies
Loan Amount (20% dn)
$264,269
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Waupaca, WI?
The median home value in Waupaca is $330,336 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.9% year-over-year.
How much have home prices changed in Waupaca?
Over the past year, home values in Waupaca have increased by 5.9%. Over five years, prices have risen approximately 39.6%.
How much do I need to earn to buy a home in Waupaca?
To comfortably afford the median home price of $330,336 with a 20% down payment ($66,067) at today's rates (6.8%), you'd need a gross annual income of approximately $87,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Waupaca compare to the national average home price?
The national median home value is approximately $410,000. At $330,336, homes in Waupaca are 19% below the national average.