📍 Centennial, WY · Zillow ZHVI · July 2026

Average Home Price in
Centennial, WY

Laramie, WY metro area · Albany County County

Median Home Value
$346,894
↓ 0.4% year-over-year
vs. National Median
$410,000
Centennial is 15% below
Est. Monthly Payment
$1,809/mo
20% down · 6.8% rate
Income Needed
$92K
gross annual (30% rule)
Median Home Value
$346,894
↓ 0.4% year-over-year

Down Payment (20%)$69,379
Monthly P&I$1,809/mo
With Taxes & Ins.~$2,297/mo
Income Needed$91,880/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Centennial, WY

The median home value in Centennial, WY is $346,894 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.4% compared to a year ago and up 9.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Centennial are priced15% below average. Centennial is part of the Laramie, WY metro area.

Over the past five years, Centennial home values have risen by approximately32.6%, reflecting strong long-term appreciation in this market.

City Comparison

Centennial vs. National Median

🏠 Centennial
$346,894
National Median
$410,000

At $346,894, homes in Centennial cost 15% below the national median of $410,000. This makes Centennial a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Centennial?

20% Down Payment
$69,379
on $346,894
Monthly P&I
$1,809/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,297/mo
incl. taxes & insurance
Income Needed
$91,880
gross annual (30% rule)
10% Down Option
$34,689
+ PMI applies
Loan Amount (20% dn)
$277,515
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Centennial, WY?
The median home value in Centennial is $346,894 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.4% year-over-year.
How much have home prices changed in Centennial?
Over the past year, home values in Centennial have decreased by 0.4%. Over five years, prices have risen approximately 32.6%.
How much do I need to earn to buy a home in Centennial?
To comfortably afford the median home price of $346,894 with a 20% down payment ($69,379) at today's rates (6.8%), you'd need a gross annual income of approximately $91,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Centennial compare to the national average home price?
The national median home value is approximately $410,000. At $346,894, homes in Centennial are 15% below the national average.
What metro area is Centennial part of?
Centennial is part of the Laramie, WY metropolitan area. Home prices and market conditions can vary across the broader metro region.