Market Overview
Home Prices in Guernsey, WY
The median home value in Guernsey, WY is $194,774 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.1% compared to a year ago and up 8.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Guernsey are priced52% below average.
Over the past five years, Guernsey home values have risen by approximately31.6%, reflecting strong long-term appreciation in this market.
Price History
Guernsey Home Price Trend
2020
$135,674
$136K
—
2021
$147,969
$148K
+9.1%
2022
$166,588
$167K
+12.6%
2023
$177,148
$177K
+6.3%
2024
$183,783
$184K
+3.7%
2025
$198,877
$199K
+8.2%
2026
$194,774
$195K
-2.1%
City Comparison
Guernsey vs. National Median
🏠 Guernsey
$194,774
National Median
$410,000
At $194,774, homes in Guernsey cost 52% below the national median of $410,000. This makes Guernsey a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Guernsey?
20% Down Payment
$38,955
on $194,774
Monthly P&I
$1,016/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,290/mo
incl. taxes & insurance
Income Needed
$51,600
gross annual (30% rule)
10% Down Option
$19,477
+ PMI applies
Loan Amount (20% dn)
$155,819
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Guernsey, WY?
The median home value in Guernsey is $194,774 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.1% year-over-year.
How much have home prices changed in Guernsey?
Over the past year, home values in Guernsey have decreased by 2.1%. Over five years, prices have risen approximately 31.6%.
How much do I need to earn to buy a home in Guernsey?
To comfortably afford the median home price of $194,774 with a 20% down payment ($38,955) at today's rates (6.8%), you'd need a gross annual income of approximately $51,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Guernsey compare to the national average home price?
The national median home value is approximately $410,000. At $194,774, homes in Guernsey are 52% below the national average.