Market Overview
Home Prices in Saratoga, WY
The median home value in Saratoga, WY is $310,005 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.7% compared to a year ago and up 1.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Saratoga are priced24% below average.
Over the past five years, Saratoga home values have risen by approximately34.3%, reflecting strong long-term appreciation in this market.
Price History
Saratoga Home Price Trend
2020
$204,000
$204K
—
2021
$230,777
$231K
+13.1%
2022
$259,989
$260K
+12.7%
2023
$281,577
$282K
+8.3%
2024
$299,030
$299K
+6.2%
2025
$304,834
$305K
+1.9%
2026
$310,005
$310K
+1.7%
City Comparison
Saratoga vs. National Median
🏠 Saratoga
$310,005
National Median
$410,000
At $310,005, homes in Saratoga cost 24% below the national median of $410,000. This makes Saratoga a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Saratoga?
20% Down Payment
$62,001
on $310,005
Monthly P&I
$1,617/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,054/mo
incl. taxes & insurance
Income Needed
$82,160
gross annual (30% rule)
10% Down Option
$31,001
+ PMI applies
Loan Amount (20% dn)
$248,004
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Saratoga, WY?
The median home value in Saratoga is $310,005 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.7% year-over-year.
How much have home prices changed in Saratoga?
Over the past year, home values in Saratoga have increased by 1.7%. Over five years, prices have risen approximately 34.3%.
How much do I need to earn to buy a home in Saratoga?
To comfortably afford the median home price of $310,005 with a 20% down payment ($62,001) at today's rates (6.8%), you'd need a gross annual income of approximately $82,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Saratoga compare to the national average home price?
The national median home value is approximately $410,000. At $310,005, homes in Saratoga are 24% below the national average.