Market Overview
Home Prices in Albertville, AL
The median home value in Albertville, AL is $220,718 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.5% compared to a year ago and down 1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Albertville are priced46% below average. Albertville is part of the Albertville, AL metro area.
Over the past five years, Albertville home values have risen by approximately24.5%, reflecting strong long-term appreciation in this market.
Price History
Albertville Home Price Trend
City Comparison
Albertville vs. National Median
At $220,718, homes in Albertville cost 46% below the national median of $410,000. This makes Albertville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Albertville?
20% Down Payment
$44,144
on $220,718
Monthly P&I
$1,151/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,462/mo
incl. taxes & insurance
Income Needed
$58,480
gross annual (30% rule)
10% Down Option
$22,072
+ PMI applies
Loan Amount (20% dn)
$176,574
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Albertville, AL?
The median home value in Albertville is $220,718 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.5% year-over-year.
How much have home prices changed in Albertville?
Over the past year, home values in Albertville have increased by 2.5%. Over five years, prices have risen approximately 24.5%.
How much do I need to earn to buy a home in Albertville?
To comfortably afford the median home price of $220,718 with a 20% down payment ($44,144) at today's rates (6.8%), you'd need a gross annual income of approximately $58,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Albertville compare to the national average home price?
The national median home value is approximately $410,000. At $220,718, homes in Albertville are 46% below the national average.
What metro area is Albertville part of?
Albertville is part of the Albertville, AL metropolitan area. Home prices and market conditions can vary across the broader metro region.