📍 Arley, AL · Zillow ZHVI · July 2026

Average Home Price in
Arley, AL

Winston County County

Median Home Value
$483,364
↑ 3.7% year-over-year
vs. National Median
$410,000
Arley is 18% above
Est. Monthly Payment
$2,521/mo
20% down · 6.8% rate
Income Needed
$128K
gross annual (30% rule)
Median Home Value
$483,364
↑ 3.7% year-over-year

Down Payment (20%)$96,673
Monthly P&I$2,521/mo
With Taxes & Ins.~$3,202/mo
Income Needed$128,080/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Arley, AL

The median home value in Arley, AL is $483,364 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.7% compared to a year ago and up 4.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Arley are priced18% above average.

Over the past five years, Arley home values have risen by approximately29.9%, reflecting strong long-term appreciation in this market.

City Comparison

Arley vs. National Median

🏠 Arley
$483,364
National Median
$410,000

At $483,364, homes in Arley cost 18% above the national median of $410,000. Buyers in Arley should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Arley?

20% Down Payment
$96,673
on $483,364
Monthly P&I
$2,521/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,202/mo
incl. taxes & insurance
Income Needed
$128,080
gross annual (30% rule)
10% Down Option
$48,336
+ PMI applies
Loan Amount (20% dn)
$386,691
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Arley, AL?
The median home value in Arley is $483,364 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.7% year-over-year.
How much have home prices changed in Arley?
Over the past year, home values in Arley have increased by 3.7%. Over five years, prices have risen approximately 29.9%.
How much do I need to earn to buy a home in Arley?
To comfortably afford the median home price of $483,364 with a 20% down payment ($96,673) at today's rates (6.8%), you'd need a gross annual income of approximately $128,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Arley compare to the national average home price?
The national median home value is approximately $410,000. At $483,364, homes in Arley are 18% above the national average.