Market Overview
Home Prices in Camden, AL
The median home value in Camden, AL is $160,781 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.7% compared to a year ago and up 1.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Camden are priced61% below average.
Over the past five years, Camden home values have risen by approximately9.5%, reflecting steady appreciation in this market.
Price History
Camden Home Price Trend
2020
$136,165
$136K
—
2021
$146,801
$147K
+7.8%
2022
$159,587
$160K
+8.7%
2023
$156,107
$156K
-2.2%
2024
$150,455
$150K
-3.6%
2025
$152,166
$152K
+1.1%
2026
$160,781
$161K
+5.7%
City Comparison
Camden vs. National Median
🏠 Camden
$160,781
National Median
$410,000
At $160,781, homes in Camden cost 61% below the national median of $410,000. This makes Camden a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Camden?
20% Down Payment
$32,156
on $160,781
Monthly P&I
$839/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,066/mo
incl. taxes & insurance
Income Needed
$42,640
gross annual (30% rule)
10% Down Option
$16,078
+ PMI applies
Loan Amount (20% dn)
$128,625
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Camden, AL?
The median home value in Camden is $160,781 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.7% year-over-year.
How much have home prices changed in Camden?
Over the past year, home values in Camden have increased by 5.7%. Over five years, prices have risen approximately 9.5%.
How much do I need to earn to buy a home in Camden?
To comfortably afford the median home price of $160,781 with a 20% down payment ($32,156) at today's rates (6.8%), you'd need a gross annual income of approximately $42,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Camden compare to the national average home price?
The national median home value is approximately $410,000. At $160,781, homes in Camden are 61% below the national average.