Market Overview
Home Prices in Center Point, AL
The median home value in Center Point, AL is $159,587 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.6% compared to a year ago and down 1.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Center Point are priced61% below average. Center Point is part of the Birmingham-Hoover, AL metro area.
Over the past five years, Center Point home values have risen by approximately14.2%, reflecting steady appreciation in this market.
Price History
Center Point Home Price Trend
City Comparison
Center Point vs. National Median
At $159,587, homes in Center Point cost 61% below the national median of $410,000. This makes Center Point a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Center Point?
20% Down Payment
$31,917
on $159,587
Monthly P&I
$832/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,057/mo
incl. taxes & insurance
Income Needed
$42,280
gross annual (30% rule)
10% Down Option
$15,959
+ PMI applies
Loan Amount (20% dn)
$127,670
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Center Point, AL?
The median home value in Center Point is $159,587 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.6% year-over-year.
How much have home prices changed in Center Point?
Over the past year, home values in Center Point have increased by 2.6%. Over five years, prices have risen approximately 14.2%.
How much do I need to earn to buy a home in Center Point?
To comfortably afford the median home price of $159,587 with a 20% down payment ($31,917) at today's rates (6.8%), you'd need a gross annual income of approximately $42,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Center Point compare to the national average home price?
The national median home value is approximately $410,000. At $159,587, homes in Center Point are 61% below the national average.
What metro area is Center Point part of?
Center Point is part of the Birmingham-Hoover, AL metropolitan area. Home prices and market conditions can vary across the broader metro region.