Market Overview
Home Prices in Chalkville, AL
The median home value in Chalkville, AL is $203,361 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.2% compared to a year ago and up 0.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Chalkville are priced50% below average. Chalkville is part of the Birmingham-Hoover, AL metro area.
Over the past five years, Chalkville home values have risen by approximately14.1%, reflecting steady appreciation in this market.
Price History
Chalkville Home Price Trend
City Comparison
Chalkville vs. National Median
At $203,361, homes in Chalkville cost 50% below the national median of $410,000. This makes Chalkville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Chalkville?
20% Down Payment
$40,672
on $203,361
Monthly P&I
$1,061/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,347/mo
incl. taxes & insurance
Income Needed
$53,880
gross annual (30% rule)
10% Down Option
$20,336
+ PMI applies
Loan Amount (20% dn)
$162,689
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Chalkville, AL?
The median home value in Chalkville is $203,361 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.2% year-over-year.
How much have home prices changed in Chalkville?
Over the past year, home values in Chalkville have decreased by 1.2%. Over five years, prices have risen approximately 14.1%.
How much do I need to earn to buy a home in Chalkville?
To comfortably afford the median home price of $203,361 with a 20% down payment ($40,672) at today's rates (6.8%), you'd need a gross annual income of approximately $53,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Chalkville compare to the national average home price?
The national median home value is approximately $410,000. At $203,361, homes in Chalkville are 50% below the national average.
What metro area is Chalkville part of?
Chalkville is part of the Birmingham-Hoover, AL metropolitan area. Home prices and market conditions can vary across the broader metro region.