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📍 Clayhatchee, AL · Zillow ZHVI · July 2026

Average Home Price in
Clayhatchee, AL

Ozark, AL metro area · Dale County County

Median Home Value
$145,506
↑ 4.7% year-over-year
vs. National Median
$410,000
Clayhatchee is 65% below
Est. Monthly Payment
$759/mo
20% down · 6.8% rate
Income Needed
$39K
gross annual (30% rule)
Median Home Value
$145,506
↑ 4.7% year-over-year
Down Payment (20%)$29,101
Monthly P&I$759/mo
With Taxes & Ins.~$964/mo
Income Needed$38,560/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Clayhatchee, AL

The median home value in Clayhatchee, AL is $145,506 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.7% compared to a year ago and up 4.2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Clayhatchee are priced65% below average. Clayhatchee is part of the Ozark, AL metro area.

City Comparison

Clayhatchee vs. National Median

🏠 Clayhatchee
$145,506
National Median
$410,000

At $145,506, homes in Clayhatchee cost 65% below the national median of $410,000. This makes Clayhatchee a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Clayhatchee?

20% Down Payment
$29,101
on $145,506
Monthly P&I
$759/mo
30-yr @ 6.8%
Total Monthly Est.
~$964/mo
incl. taxes & insurance
Income Needed
$38,560
gross annual (30% rule)
10% Down Option
$14,551
+ PMI applies
Loan Amount (20% dn)
$116,405
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Clayhatchee, AL?
The median home value in Clayhatchee is $145,506 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.7% year-over-year.
How much have home prices changed in Clayhatchee?
Over the past year, home values in Clayhatchee have increased by 4.7%.
How much do I need to earn to buy a home in Clayhatchee?
To comfortably afford the median home price of $145,506 with a 20% down payment ($29,101) at today's rates (6.8%), you'd need a gross annual income of approximately $38,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Clayhatchee compare to the national average home price?
The national median home value is approximately $410,000. At $145,506, homes in Clayhatchee are 65% below the national average.
What metro area is Clayhatchee part of?
Clayhatchee is part of the Ozark, AL metropolitan area. Home prices and market conditions can vary across the broader metro region.